Same car. Better financing.
Why choose PMD Credit Union?
PMD Credit Union, unlike a bank, is owned and governed by its members. We have many of the same services that banks have, and the safety that banks have as well. At PMD Credit Union, your money is insured by the National Credit Union Administration.
Benefits of PMD Credit Union:
- Low loan rates
- High savings rates
- Excellent credit card rates
- No account fees
- Outstanding customer service
- Convenience of network of credit union branches nationwide
- Superior online services: online bill pay, mobile deposit and much more
Join PMD Credit Union today!
Stop by one of our branches or visit www.pmdcreditunion.com.
FAQs
Why should I refinance my car loan?
The answer is simple, to save you money! Members usually finance to reduce their interest rate or reduce their monthly payment. In some cases, we can do both! One of the main reasons that people refinance their car loan is because interest rates are lower than when you purchased your car. Lower interest rates mean paying less interest, and even a percentage point or two can make a big difference over the life of a loan.
Another good time to refinance is when you think you got good terms when you purchased your car but you actually didn’t. Refinancing is wise when your car lease is expiring and you want to purchase the vehicle. Refinancing enables you to have the flexibility of changing the terms and payment options of the car loan. If your timing is right, you might be able to skip a month’s payment on your car depending on your closing date.
No matter what the reason is, if you can save money by refinancing your auto loan, do not hesitate.
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